Eligible Property Types

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Property Type Spread Over
10 Yr. Treasury
Max LTV Min. DSCR Maximum
Amortization
Multifamily 1.64%-2.25% 80% 1.20 30 years
Office Building 1.80%-2.65% 80% 1.25 30 years
Anchored Retail 1.59%-2.25% 80% 1.25 30 years
Unanchored Retail 2.24%-2.80% 75% 1.25 30 years
Industrial Warehouse 1.70%-2.60% 80% 1.25 30 years
Mini Storage 1.95%-2.48% 80% 1.30 25 years
Mobile Home Park 1.69%-2.05% 80% 1.20 30 years
Independent Living 1.90%-2.50% 75% 1.25 25 years

This exhibit describes the current annual parameters of Midwest's available programs. The above programs contain additional details and requirements that are not included in this summary. All program requirements, parameters and underwriting criteria are subject to change by Midwest without further notice.